Skip to content

How It Works Services FAQ

Speak with a Specialist

Partners

1
Credible
Loan options from top lenders
Unbiased and transparent loan costs
See rates with no credit impact
Read Review: Credible

See Plans
2
Upstart
Alternative underwriting model
No prepayment penalties
Transparent and easy application process
Read Review: Upstart

See Plans
3
LendingClub
Accessible to most borrowers
Offers joint loan applications
Funds available within two days
Read Review: LendingClub

See Plans
4
Avant
Options for people with low credit
No prepayment fees
Funds as soon as next business day
Read Review: Avant

See Plans

Committed to helping residents nationwide to financial freedom. Free consultations, no upfront fees

Company

Legal

Lender Information

Consumer Disclosure

USA Debt Relief Solutions provides an online service that allows consumers to explore debt consolidation loan options offered by independent third-party lenders and lending providers. USA Debt Relief Solutions is not a lender, does not make loans, and does not make credit or underwriting decisions.

Loan availability and eligibility are determined by participating providers based on their individual underwriting requirements. Submitting information through this website does not guarantee that you will receive a loan offer or qualify for any particular rate, term, payment amount or other financial outcome.

If a debt consolidation loan is not available, you may be presented with information about other financial products or services based on your circumstances.

Loan Disclosure

Annual Percentage Rates (APR) generally range from 5.90% to 35.99%, with repayment terms typically ranging from 12 to 84 months. Actual rates, loan amounts, repayment terms and fees depend on factors including credit profile, income, existing financial obligations, requested loan amount and provider underwriting criteria. Loan products and terms may not be available in all states.

Representative Loan Example

A $17,000 loan with a 5% origination fee ($850), a 53-month term and a 17.00% interest rate would have an APR of approximately 19.63%. You would receive $16,150 after the origination fee. Estimated monthly payments would be approximately $458.48, with approximately $7,299.44 in total interest and a total repayment amount of approximately $24,299.44.

Additional Information

USA Debt Relief Solutions does not make credit decisions or guarantee approval, rates, terms, savings or other financial outcomes. Information provided through this website is for general informational purposes and is not financial, legal, tax or credit advice.

© 2026 USA Debt Relief Solutions. All rights reserved.

Not affiliated with or endorsed by any federal, state or local government agency.